Reader’s Question:

Where do I find low auto insurance rates for seniors here in Massachusetts? I’m looking for one that would best suit my needs.

Deirdre

Boston, MA

Good news, Deirdre. Even though auto insurance policies do not cost very cheap, senior citizens have a slight advantage. This is because senior citizens are entitled to 10% discounts on almost all products and services nationwide, and this includes auto insurance. If a senior citizen takes advantage of these discounts that are offered to him or her, his or her auto insurance rates would definitely go lower than the initial price.

You can also find other ways on how to lower your auto insurance. Let me give you some tips. First, it is advisable, if you are still in the process of purchasing a car, to get an older vehicle and enhance it with lots of safety features. This way, the vehicle becomes less prone to damages, and at the same time, the driver becomes less likely to obtain physical injuries that would require medical attention. This is good because you and your vehicle are optimally protected.

Second, if you already have an existing insurance policy, such as life insurance or home insurance, it is better if you avail your auto insurance from the same company. Doing business with the same company makes you eligible for multidriver, multivehicle and multipolicy discounts, depending on which one you enlist.

Lastly, you can take a refresher driving course in one of the private driving schools there in Massachusetts. This will renew your knowledge of traffic rules and regulations, and at the same time update you with new vehicles.

I hope I answered your question well, Deirdre. And good luck on your search for low auto insurance rates.

Tags: auto insurance policy, Car insurance discounts, car insurance rate, cheap auto insurance, senior car insurance